Beware of Bank Accounts offering Cash Incentives

Just to let you all know, that I heard on the radio today that the Government is trying to get banks to be more truthful regarding their charges. Some Banks are offering cash incentives of £100 or more to open a bank account, but don't tell you that these accounts come with extremely high charges, like £5 per day for every day you are overdrawn.
Just make sure you do your homework and if you are sitting in the bank opening an account, then make sure you ask for a list of charges and are clear and happy with them before signing on the dotted line, otherwise you could easily be giving that £100 back to the bank, before too long!